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Down Payment Assistance Loans
First-time homebuyers (and sometimes people who have just not owned a home in the last three years) can take advantage of a variety of Down Payment Assistance programs depending on their specific circumstances. Some of these programs contribute towards closing costs as well.
What Is A Down Payment Assistance Loan?
Down Payment Assistance (DPA) programs provides first-time homeowners with a grant to offset the costs associated with buying a home – down payment and closing costs. There are a number of programs out there, all with different features and benefits. Some are forgiven in full after a short period of time and others are considered gifts. There are state, city, county, and federal loans of this type available depending on what you may qualify for.
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