Philippa Main
NMLS #2422175
Call/Text: 813.317-5556
pmain@nexamortgage.com


Ready to Buy Your First Home or Next Home?
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If you're thinking of purchasing a home, the first step is to make sure you know how much you qualify for, what your out-of-pocket costs to buy will be, and what your monthly payment will look like. Having your pre-approval letter before you start touring homes can make the process go much more smoothly as well. So click "Apply Now" to get started today!
Home Purchase Process
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To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
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Here’s how our home purchase loan process works:
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Complete our simple mortgage pre-qualification letter request
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
✅ Fixed-Rate Mortgage
✅ Adjustable-Rates Mortgage (ARM)
✅ Conforming Loans
✅ Jumbo & Super Jumbo Loans
✅ FHA, VA & USDA Loans
✅ Terms from 5 to 30 Years